Multi-client studies
Application of negative rates in liability transactions
This investigation, which is carried out exclusively in Spain, began in 2019 and has its origin in the fact that the European Central Bank began to apply a negative rate of 0.50% to bank deposits. , which the financial entities began to try to pass on to their clients.
business segment· individual segment· ongoing study· quarterly
Target

The objective of the study is to know the commercial policy of financial entities regarding the application of negative rates linked to liability operations, both for the segment of individuals and for companies.

For this, a quarterly follow-up is carried out on the application of said commercial policies

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